Venmo Card Not Working at ATM? Try This Fix
Venmo users can apply for a debit card directly linked to their Venmo balance, which they can use to pay for things at a gas station, store, retailer, or other places.
But besides making payments, it is possible to withdraw money with your Venmo card at ATMs that accept Visa and Bancorp Bank transactions.
Unfortunately, this doesn’t always work - but why?
Today’s Venmo post on our website will give you the answer you need regarding the following matters:
- Why is Venmo Card not working at ATM?;
- How to fix Venmo Card not working at ATM;
- What to do if your card gets declined at all ATMs?
Why is Venmo Debit Card Not Working for ATM Withdrawals? 3 Common Reasons
The most common reason your card is not working is that you don’t have enough funds in your account or simply submitted the wrong pin.
If you think that the PIN is correct and you do have enough money on Venmo’s service, then the following tips will let you know what’s actually happening.
1. There’s a Problem with Your Venmo Debit Card
Are you sure that you don’t have an expired card? Other reasons also related to faulty cards, such as the electronic chip being broken, will prevent you from withdrawing money efficiently.
In this case, your card will get locked, and the ATM will simply decline the transaction.
Remember that you can use prepaid cards on Venmo and any other debit card as well as an alternative.
2. Try Different ATMs
Not all ATMs are fitted to support Venmo withdrawals - it needs to be an ATM that accepts Visa and Mastercard transactions.
Thus, if the problem is related to the services of the ATM, the right answer here would be to simply look for another one.
3. Your Venmo Account is Blocked
If Venmo blocked your account for fraud or security reasons, then they may have blocked your card temporarily as well.
This is why checking your account settings before using your credit card will help you understand what’s happening.
Either way, if your profile is blocked, you won’t be able to add money on Venmo, make transfers, withdraw money, and more.
How to Fix Venmo Card Not Working at ATM
Now that you know why your card is not working, it is time to learn how to fix ATM withdrawals.
Keep in mind that if Venmo or bank services are not available, the best course of action would be to wait until the next day to get these matters solved.
Anyhow, these are the answers that will lead you to fix your Venmo debit card on ATMs right away!
Fix 1: Activate Your Card on the Venmo App
Are you sure that your Venmo debit card is 100% active? Users need to manually activate the Venmo card on the app in order to use it successfully.
In order to activate your Venmo Card, follow these steps:
- Open the Venmo app on your phone and go to Settings;
- Select the Card Tab on your account and your Venmo card will appear there;
- Tap on your card and get it activated. You need to either input the card’s information or scan the QR code on it with your camera;
- Complete the activation process, wait for a while, and see if you can make an ATM transaction now.
Keeping your card activated and up to date will prevent bugs like these from happening again.
Fix 2: Check if You Have Reached the Withdrawal Limit
Your Venmo debit card has a withdrawal limit of $400 daily. If, up to this date, you decide to withdraw cash worth over $400, then you won’t be able to take your funds out.
Besides, 24 hours must pass since the last day before the daily withdrawal limit resets on your Venmo account.
You can check your recent withdrawals on the Venmo app by going to the Balance and Account Activity section.
Fix 3: Check if You Have Enough Funds and Your Card Has Not Expired
Double-check your balance to determine whether you have insufficient funds in your account or not.
If you don’t have enough money, your card will get declined, and it might even get locked.
As we mentioned before, it is imperative to check your card’s expiry date as well.
If the expiration date has already arrived, the card will get locked.
Likewise, physical damage to the card can also prevent you from withdrawing cash from your Venmo card.
Fix 4: See if Venmo Flagged the Transaction
When you input the wrong PIN too many times, Venmo will get your Venmo card locked.
It can also happen that network issues can get a transaction flagged even if there’s nothing wrong with it.
Since Venmo belongs to PayPal, they have similar security measures, which include flagging transactions on your Venmo card if they notice that something is out of place.
Fix 5: Contact Venmo Support and Inform them that Your Card is Not Working
If you still can’t withdraw cash by using your Venmo card at an ATM, then you have two courses of action here:
- Either get a new Venmo card linked to your account;
- Or go to Settings on the Venmo app and select Contact Venmo.
We cannot stress this enough - it is utterly imperative that you check whether you used the right PIN, check your card’s expiry date, and determine that everything is alright with your card.
The moment you ask for a new card (or Venmo’s support gives it to you), the old card will get locked.
Either way, if you follow all these fixes, we are sure that you will be able to use your Venmo card at ATMs sooner than later!
Was this article helpful? We hope so! Get more Venmo-related guides right here at GrowFollowing.
FAQ
Can I Withdraw Cash from Venmo Balance Without Fees?
There will always be a fee when you withdraw money with your Venmo card, except if you use a MoneyPass ATM. MoneyPass ATMs have no fees at all for Venmo. Check out the MoneyPass ATM Locator to find an ATM near you.
Steve specializes in cryptocurrency and finance. As a born researcher, he won’t leave any stone unturned when it comes to topics he covers.