How to Add Money to Crypto.com


Centralized crypto exchanges allow us to deposit funds into our accounts in order to buy crypto on their environments.

The ease of doing this simple process in major exchanges, such as Crypto.com, is what helps us experience a truly decentralized system.

That way, anyone can buy Bitcoin, ETH, trade crypto, sell assets, and access a lot of different digital services that make our lives easier.

Hence, it’s fundamental for all users to understand how to add funds to their Crypto.com profile.

In this blog post, we will provide accurate information about the following topics:

  • How to add money to Crypto.com;
  • Different methods for adding fiat money to your account;
  • All you need to know about your fiat wallet in the Crypto.com app.

Options for Adding Money on Crypto.com

Crypto.com has become one of the most popular exchanges of them all.

The user-friendly interface, easy-to-use mobile app, and other benefits related to the exchanges features are just some of the reasons why people all over the world are choosing Crypto.com as their preferred platform.

Nonetheless, unlike other major platforms, such as Binance, Crypto.com isn’t available everywhere.

In fact, this exchange is mostly used by United State Customers, but there are still some options for you to transfer money to your account even if you don’t live in the US.

Pro Tip: The fees on Crypto.com depend on trading volume due to a Maker-Taker Fees scheme.

They provide rewards for those who use the exchange constantly, but, to be fair, Binance still has lower fees. Compare Crypto.com vs. Binance to check one of these exchanges is the best one for you.

Crypto.com Fiat Wallet

You need to add fiat currency to the Crypto.com app if you want to purchase crypto freely on the platform.

Nonetheless, not every single fiat currency is available for a direct deposit on the app.

The fiat wallet can only contain the following currencies: USD, USDC (USD Coin), CAD, EUR, AUD, GBP, and BRL.

Note that you can check the complete currency list by clicking here.

Crypto.com Crypto Wallet

Likewise, if you don’t want to directly add cash to Crypto.com app, then you might as well add cryptocurrencies.

There’s an extensive list of cryptos that you can add to Crypto.com, but not all of them are available in all countries.

Therefore, knowing which currency you want to add is fundamental before you initiate the transfer on the app.

How to Add Money to Crypto.com

So, do you want to add money to your fiat wallet, or do you want to directly fund your crypto wallet?

Whatever your wish is, we are going to show you how to deposit more funds into your account, so keep reading!

1. Add Money to Your Fiat Wallet

First, you need to set up your fiat wallet on the Crypto.com app by adding a bank account directly connected to your profile.

Step 1: Verify Your Crypto.com Trading Account

Log in to your Crypto.com account and verify your identity. Crypto.com KYC Verification is utterly necessary whether you want to sell, store, or add a bank account to your profile.

If you fail to complete verification, transferring money from a financial institution won’t be possible.

Step 2: Add Bank Accounts or Fiat Currencies Cards to Your Profile

Now that you have finished with verification, you can add bank account to Crypto.com app without major problems.

This will allow you to set up your fiat United States dollar wallet, for instance.

Likewise, you’ll be able to withdraw money using the linked bank account.

Nonetheless, keep in mind that if you want to withdraw money, you will need to pay a fee in order to complete the transaction.

Pro Tip: You can check each fee before you withdraw funds from Crypto.com to your bank account by reading our Withdraw Money from Crypto.com guide.

There, we explain to you all you need to know about the average processing time, bank statement details, and more.

Step 3: Start a Bank Account Bank Transfer to Fund Your Crypto.com Profile

Now that your bank account has been added to the app, you can now transfer from your bank account to your Crypto.com profile.

There are two options to do so: ACH transfers and Wire Transfers.

Depending on the option you choose, you’ll receive a routing number to complete the operation efficiently.

In order to do this, you just need to follow three steps:

  • Go to your recently created fiat wallet (it will be available after verification) and tap on Deposit;
  • Select ACH transfer or Wire Transfer. ACH transactions are cheaper, but there will still be fees depending on the amount you want to add;
  • Finally, wait for 3 to 5 business days for the money to reach your Crypto.com account.

Remember that you won’t be able to withdraw or deposit money on the app if the information of the bank account doesn’t match the previously completed user verification process.

2. Add Money to your Crypto Wallet

Now, let’s say you have an external wallet on another exchange, but now you want to sell or manage those funds on Crypto.com.

Well, you can as well fund your account solely using crypto.

Then, if you want to Sell Crypto on Crypto.com, you might as well do so within just minutes.

Step 1: Complete Verification on the Crypto Exchange

You can’t receive funds on your account if you don’t complete verification.

Go there, and fill in all the information needed by the platform!

If you want to experience a safer environment, be sure to enable multi-factor authentication on your profile.

Step 2: Go to “Transfer,” “Deposit” and Look for the Crypto

Now, tap or click on the “Transfer” button and look for the specific crypto you want to fund. Remember that choosing a different wallet might cause your funds to be lost forever.

Step 3: Get the Wallet Deposit Address

Copy the wallet address of the crypto you want to fund.

If you are having trouble finding your address, read our Crypto.com Wallet Address blog post - doing so is elementary.

Now, you need to send funds from the external exchange to your wallet address on Crypto.com, and you’ll be good to go!

Later on, you can sell it, withdraw it, or do whatever you want with it.

Alternatively, you can directly sell or buy cryptocurrencies using your bank information, but then again, you would have to follow all the previously mentioned steps in this guide.

There you go - your Crypto.com account is now funded!

You can trade, withdraw, sell, buy, and do whatever you want with the funds.

For more Crypto.com information, check GrowFollowing on a daily basis.

Add Money To Crypto.com FAQ

How Can I Get Crypto.com Visa Card?

The Crypto.com Visa Card is a premium feature presented as different card tiers (Ruby Steel, Obsidian, Midnight Blue, and more) that allow users to directly use or withdraw their crypto funds into fiat currencies.

Users need to stake CRO Token in order to be eligible for the card.

To learn more about Crypto.com Cards, click here.

What is Crypto.com App DeFi Wallet?

The DeFi Wallet from Crypto.com is a separate crypto wallet where users can keep their funds in cold storage.

Thus, being a non-custodial environment, each user has full control of their private keys and digital assets.

About the author

Steve specializes in cryptocurrency and finance. As a born researcher, he won’t leave any stone unturned when it comes to topics he covers.